What does my credit score need to be to get the best rate?

What does my credit score need to be to get the best rate?

Securing the ideal mortgage rate is a top priority for many prospective homebuyers. Yet, understanding the role of credit scores in this process can sometimes feel like navigating a maze. Fear not! In... ...more

housing

May 07, 20242 min read

What is mortgage insurance and how to eliminate it.

What is mortgage insurance and how to eliminate it.

Navigating the complexities of homeownership involves understanding various financial elements, including mortgage insurance. This often-overlooked aspect of home loans can have a significant impact o... ...more

housing

May 07, 20242 min read

When Should You Consult a Mortgage  Loan Officer

When Should You Consult a Mortgage Loan Officer

Consulting with a Mortgage Loan Officer (MLO) can provide invaluable guidance and support throughout the process. In this guide, we'll explore when it's best to consult with a Mortgage Loan Officer an... ...more

housing

April 16, 20242 min read

How Does The NAR Settlement Affect Buyers, Sellers, and Agents

How Does The NAR Settlement Affect Buyers, Sellers, and Agents

The National Association of Realtors (NAR) recently agreed to a $418 million settlement that is expected to bring about significant changes in the US real estate market. Here’s how it could affect buy... ...more

housing

April 09, 20242 min read

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© 2023 8 Blocks LLC All Rights Reserved. Valley Mortgage Group dba Victory Home Loans NMLS# 2156810 | CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. We will be doing business in the state of California under our registered legal name with California Secretary of State, "Valley Mortgage Group LLC".
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